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Annuities Help you Navigate Your Retirement Needs!

Consumer Affairs Breaks them down like this - 

Fixed Annuity

A fixed annuity sets a guaranteed payout for the rest of the beneficiary's life. Fixed annuities can provide predictability and a steady income during retirement.

Variable annuity

A variable annuity's payout stream is determined by the performance of an underlying investment. Variable annuities provide growth potential.

Indexed annuity

A combination of a fixed and a variable annuity is known as an indexed annuity. The annuitant receives a guaranteed minimum payout while the rest of the payment varies along with the underlying investment's performance.

Immediate annuity

Immediate annuities begin to pay a short period after the investment is made. These can be fixed or variable.

Deferred annuity

Any money earned by investing in a deferred annuity will be accumulated until payout is set to begin. Deferred annuities can be fixed or variable and can be converted to immediate annuities once payout is desired.

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1 Comments

TK Jones said...
Great information!
THURSDAY, MAY 25 2017 10:23 AM

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